BUSINESS BANKING / Commercial Liberty Gold Money Market COMMERCIAL LIBERTY GOLD MONEY MARKET This type of account functions as a high interest paying account with limited pre-authorized withdrawals (per Federal regulations requirements). Interest is paid on a "tier" balance system meaning that the higher the collected balance the higher is the interest to be paid on the total collected balance. Balances are subject to minimum requirements. Minimum Account Opening Balance - $500 Free Online Banking Free Online Bill Payment Bank-By-Mail MONTHLY SERVICE FEES Statement Service Fee: $10.00 Per Check Paid fee: $0.20 (1) Per Deposited Check Fee: $0.12 Per Deposit Slip Fee: $0.30 Interest Earned on Account Balance No-Annual-Fee Credit Card: (2) No Monthly Service Fees with $5,000 Minimum Daily Balance (1) You may make no more than six transfers (per statement cycle) of which three can be made by check or similar order. A penalty fee of $10.00 per excess transaction will be assessed. (2) Subject to credit approval.