PERSONAL BANKING / Freedom Gold Checking FREEDOM GOLD CHECKING You must be at least 55 years old to open this account. Minimum Account Opening Balance - $100 Online Banking Bill Payment Bank-By-Mail No-Annual-Fee Credit Card (1) Debit Card ATM Card Access to SAB ATMs Unlimited Monthly Teller Transactions (2) Unlimited Check Writing Interest Earned on Account Balance Free Use of any Bank's ATM (3) Free Liberty/Freedom Style Checks Free Small Safe Deposit Box Free Official & Traveler's Checks. Monthly Service Fee: $5.00 Monthly Service Fee can be avoided by maintaining a $500 Minimum Daily Balance. (1) Subject to credit approval. (2) Teller transactions include deposits, withdrawals, transfers, and service balance inquiries at a Sun American Bank branch or Drive Through that could have been made online or at an ATM. (3) Does not include any fee another terminal owner may charge to use their machine.