PERSONAL BANKING / Freedom Thrift Checking FREEDOM THRIFT CHECKING Take a look at the features offered with this account: Minimum Account Opening Balance - $100 Online Banking Bill Payment Bank-By-Mail No-Annual-Fee Credit Card (1) Debit Card ATM Card Access to SAB ATMs Unlimited Monthly Teller Transactions (2) Unlimited Check Writing (3) Free Use of any Bank's ATM (4) (1) Subject to credit approval. (2) Teller transactions include deposits, withdrawals, transfers, and service balance inquiries at a Sun American Bank branch or Drive Through that could have been made online or at an ATM. (3) Per check paid fee of $.20 for each check in excess of 20 during the month. (4) Does not include any fee another terminal owner may charge to use their machine.