PERSONAL BANKING / Liberty Gold Money Market LIBERTY GOLD MONEY MARKET This type of account functions as a high interest paying account with limited pre-authorized withdrawals (by Federal regulations requirements). Interest is paid based on a "tier" balance system meaning that the higher the collected balance the higher is the interest to be paid on the total collected balance. Balances are subject to minimum balance requirements. Minimum Account Opening Balance - $2,500 Online Banking Bank-By-Mail No-Annual-Fee Credit Card (1) Unlimited Monthly Teller Transactions (2) Interest Earned on Account Balance. Monthly Service Fee: $10.00 Monthly Service fee can be avoided by maintaining a $2,500 Minimum Daily Balance. (1) Subject to credit approval. (2) Teller transactions include deposits, withdrawals, transfers, and service balance inquiries at a Sun American Bank branch or Drive Through that could have been made online or at an ATM.